Sam Fordred

Sam has been advising clients on their personal finances since 2008, joining St. James's Place in 2017 after working as an adviser at Santander. Having worked within some of the largest financial institutions in the UK in numerous different roles he has gained extensive experience which allows him to help and support clients with a range of bespoke solutions including retirement planning, inheritance tax planning, protection and investment management. Financial Planning is required throughout your lifetime which can become very complex and often over-complicated. Sam simplifies this process by understanding his clients current position, then developing a strategy to help them to reach their goals & aspirations by utilising detailed cash flow modelling. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx