0208 166 8476
Based in Aldwych
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: November, 2021
4.9 out of 5
Checks carried out by VouchedFor
FCA Regulated
Howard and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 20 March 2025
Howard and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
49
Recent Client Reviews
Howard has received 49 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Howard has received 49 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 19 December 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
5
Qualifications Uploaded
Howard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
5 qualification certificates available to view
Howard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Howard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Howard has provided information on their typical fees
Howard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
7
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Howard (based on 7 first impressions)
100% of users who are not yet clients had a positive first experience with Howard
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Howard (based on 7 first impressions)
Checks carried out by VouchedFor
FCA Regulated
Howard and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 20 March 2025
Howard and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
49
Recent Client Reviews
Howard has received 49 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Howard has received 49 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 19 December 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
5
Qualifications Uploaded
Howard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
5 qualification certificates available to view
Howard has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Howard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Howard has provided information on their typical fees
Howard has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
7
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Howard (based on 7 first impressions)
100% of users who are not yet clients had a positive first experience with Howard
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Howard (based on 7 first impressions)
I am an experienced chartered wealth manager who has provided financial and investment planning advice for over 25 years. I hold the prestigious designation of CFP Chartered Fellow from the Chartered Institute for Securities and Investments (CISI) and have a Master's degree (MSc) in financial planning. My academic performance was recognised when I graduated with Distinction and was awarded the title 'Top Performing Student' in my year group. Currently, I am in my final year as a PhD candidate. As the co-founder of Tingley & Cooper, I oversee compliance, financial planning, and all regulated advice. Tingley & Cooper specialises in providing independent advice to individuals who prefer to outsource their money management. Tingley & Cooper offers bespoke independent financial advice, allowing them to consider all retail investment products from various firms across the entire investment market. Their core advice area includes constructing personalised investment and pension portfolios and providing ongoing financial advice tailored to clients' objectives and needs.
Offers available through VouchedFor
Contact Howard through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Howard's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
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Adviser Disclaimer
We are authorised and regulated by the Financial Conduct Authority. Our regulated activities comprise advising on and arranging investments. Our Financial Services Register number is 583160. You can check this on the FCA Register by visiting their website at https://register.fca.org.uk/s/