Dr Josh's reviews
Reviewed for
Insurance and Protection ( 11 )
Mortgages ( 1 )
Pensions ( 53 )
Equity Release ( 1 )
Retirement income (annuities, drawdown) ( 29 )
Investments and Savings ( 36 )
Pension Transfers - Non Specialist ( 10 )
Inheritance Planning ( 10 )
Long Term Care ( 4 )
Pension Transfers - Specialist ( 8 )
Financial Planning ( 17 )
Financial Mentoring ( 3 )
Financial Coaching ( 1 )
Reviewers' assets
£500k+ ( 5 )
£200k - £500k ( 11 )
£100k - £200k ( 6 )
Up to £50k ( 2 )
£50k - 100k ( 2 )
Repeat review
by a verified client in Newport
3 days ago
Overall
Service
Value
Advice
This review is a follow-up review from a client who left a review previously.
How has Dr Josh Lewis helped you since your last review?
There is not much to do between the annual reviews but I am happy that Josh is looking after my account and helping me grow it as best he can.
Repeat review
by a verified client in Monmouthshire
10 days ago
Overall
Advice
Service
Value
This review is a follow-up review from a client who left a review previously.
How has Dr Josh Lewis helped you since your last review?
He has set up a further contribution to a pension, which has proved to be very tax-efficient.
Dr Josh:
It was great to see you again the other day and thanks for the positive review. As a senior public sector professional you have a high income, some of which is subject to an effective income tax rate of 60%! As in previous years, we recommended you pay into your pension, and benefit from income tax relief/refund of 53.57%! I am also delighted to see that your pension fund remains in profit over the last year despite Trump's tariffs and global stock market turmoil. I look forward to continuing to help you in the years ahead. Best wishes. JoshFirst impression
by a VouchedFor user
25 days ago
Overall
Please provide a brief comment about your experience with Dr Josh
Absolutely first class advice, exceptional helpful and professional.
Dr Josh:
Thanks for the positive first impression which is really important to us. I am pleased that various specialist members of the team were able to talk and support you with your questions. We were also able to recommend a trusted local solictor that could assist you. We look forward to helping you in future years. Best wishes. JoshFirst impression
by a VouchedFor user
2 months ago
Overall
Please provide a brief comment about your experience with Dr Josh
Listened respectfully to my situation and what I was hoping to achieve. Very easy to talk to, nice rapport. Gave clear explanations in as much detail as I wanted. Advice, suggestions and options given without being didactic. Truly independent advisor. Very happy to. highly recommend.
Dr Josh:
Many thanks for the positive first impresson which means a lot to me. Like many other clients that contact us, you did not feel that your previous financial adviser always listened to you or fully explained the decisions being made. You were paying unnecessary charges, for overly complicated plans, that were also not performing. We have started to make simple but signficant changes and I am confident that you will see much better results in the years ahead. I very much look forward to working in collaboration with you over the years ahead. Best wishes. JoshReview
by a verified client in Monmouthshire
2 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Help in making complex financial decisions
How has Dr Josh Lewis helped you?
Provided clear and comprehensive advice to prepare for retirement, ensured our assets gave the best return while minimising our tax burden.
Have you seen the outcome you were hoping for?
Yes
Dr Josh:
It was great to see you both the other day and thanks for the positive feedback! Like many clients approaching retirement you have a number of different plans you have built up over time and it can sometimes seem overwhelming as to what course of action is best, particularly with the continual changes to tax rules. Our job is to view your finances holistically and by using cashflow modelling we can check that you can afford to retire both now and long-term not run out of money even under stock market stress. From an objective point of view we want to manage your plans as efficiently as possible, whether that be maximising growth, cutting charges, creating flexibility, or minimising tax. And ultimately we want to give you the confidence to enjoy your retirement knowing you are in safe hands. You are in a very strong financial position and I look forward to helping you and the wider family over the decades ahead. Best wishes. Josh