Tom Hyslop

What were the circumstances that caused you to initially look for an adviser?

Inherited money and wanted to invest it for my retirement

How has Tom Hyslop helped you?

He has guided me and my investments for my best interests

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

My husband was keen to get financial advice when he was due to retire.

How has Tom Hyslop helped you?

He has advised my husband & myself re financial investments and how best to protect ourselves for our future after retirement.

Have you seen the outcome you were hoping for?

I would say that I have.

What could they have done better?

Nothing that I am aware of.

What were the circumstances that caused you to initially look for an adviser?

Considering retirement & needed advise on implications & financial planning going forward.

How has Tom Hyslop helped you?

Initially how best to take my two private pensions, lump sums v monthly income. Then with investment suggestions to minimise tax implications whilst considering risk as we age, along with financial planning to target care provision when needed and inheritance considerations.

Have you seen the outcome you were hoping for?

To date yes.

What could they have done better?

Nothing up till now, although with the financial picture that has developed over the last few years some further detail on investment performance and reassurance may be necessary.

What were the circumstances that caused you to initially look for an adviser?

On retirement I needed guidance on pension management and financial planning. Tom has given me this advice for nearly 10-years now.

How has Tom Hyslop helped you?

Tom has helped with the management and investment of my pensions and savings. He has also directed me to the appropriate people (accountants, solicitors, etc.) to help with my tax submissions and the setting up of a family pension trust. Tom has also advised me successfully on various financial management issues. He is an excellent advisor.

Have you seen the outcome you were hoping for?

Yes. My pension and savings have grown. Several of Tom's recommendations have been very successful.

What could they have done better?

This is a difficult question to answer. Tom and his staff have always supportive and very professional. I have no complaints about the service I have received. Just keep doing the same please.

What were the circumstances that caused you to initially look for an adviser?

To reduce tax burden and plan my finances more efficiently

How has Tom Hyslop helped you?

Financial planning as a company and individual

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing really

What were the circumstances that caused you to initially look for an adviser?

I wanted to plan for my future and get a pension in place

How has Tom Hyslop helped you?

He has advised on my investments and I have secured a large pension pot

Have you seen the outcome you were hoping for?

Yes I'm now retired at 60 so the outcome was what we hoped and planned for

What could they have done better?

I'm not sure they could have done any better as I'm, not the expert.

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement.

How has Tom Hyslop helped you?

He’s put in a pension plan to help me feel more financially secure in retirement.

Have you seen the outcome you were hoping for?

The plan is still ongoing but we are on track .

What could they have done better?

I get one yearly meeting which is great but then everything goes quiet until the next one .

What were the circumstances that caused you to initially look for an adviser?

my lack of knowlede regarding financial matters

How has Tom Hyslop helped you?

Tom has been a great help to me over the past 20 years, advising me on pensions and isa's.

Have you seen the outcome you were hoping for?

yes I am very satisfied with the outcome of my investments

What could they have done better?

not a lot as far as I know

What were the circumstances that caused you to initially look for an adviser?

Tom was recommended to us by our Accountant

How has Tom Hyslop helped you?

Tom has been a great advisor in keeping us updated on our Pension Planning for our Retirement

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I was seeking advice regarding my company finances

How has Tom Hyslop helped you?

Tom has helped me and my company understand the all financial aspects of investing , along with no pressure tactics within his advice.

Have you seen the outcome you were hoping for?

Yes in many ways, that have saved me money and a confident to hear advice on what makes sense in the financial world with common sense approach.

What could they have done better?

Nothing more in my situation.

What were the circumstances that caused you to initially look for an adviser?

Promotion at work

How has Tom Hyslop helped you?

Tom has been a great support in building a structured plan that provides me with peace of mind and a secure future for my family.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I knew 20 + years ago, when I started my limited that I wanted the best financial guidance that I could get early on, so that I would be in a good financial position when it comes to retirement.

How has Tom Hyslop helped you?

Tom has been my financial advisor for many years, we have had constant contact each year, and Tom has given me excellent financial guidance throughout this time

Have you seen the outcome you were hoping for?

Very much so..I would not be in the good financial position that I am without Tom's guidance.

What could they have done better?

no

What were the circumstances that caused you to initially look for an adviser?

Excess cash (I’ve been a Russell Gibson customer for over ten years.)

How has Tom Hyslop helped you?

He has developed a complete financial life plan, allowing me to make decisions (like house purchases etc) with confidence that the model works along the way

Have you seen the outcome you were hoping for?

Yes in pre-retirement as I start to consider retirement we will see !

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I needed a financial advisor to review my pensions and retirement planning after working solidly for several years into my early 30’s. My original financial advisor from my early 20’s had moved on after a merger.

How has Tom Hyslop helped you?

Tom provided me with the review I listed in my previous answer, and also bring the required financial tools, products and services which allowed me to retire at the age of 53.

Have you seen the outcome you were hoping for?

Yes, very much so.

What could they have done better?

Reduce the annual fees! :)

What were the circumstances that caused you to initially look for an adviser?

Pension management on retirement

How has Tom Hyslop helped you?

Consolidated all funds and savings to ensure pension pot works efficiently for us

Have you seen the outcome you were hoping for?

Yes with pension investments

What could they have done better?

Not sure all seems ok at this time with pension management

What were the circumstances that caused you to initially look for an adviser?

We were considering taking our pensions out and wanted to invest them wisely, which would enable us to retire early.

How has Tom Hyslop helped you?

He gave advice and options so that we could consider what to do. This took place over a series of months and we were not pressurised in anyway.

Have you seen the outcome you were hoping for?

Thus far we are happy with the outcome of the investments, as it has enable us to enjoy our early retirement and have the flexibility to do what we want to with our pensions.

What could they have done better?

We can’t identify anything at this time.

What were the circumstances that caused you to initially look for an adviser?

I have dealt with Tom for some time now both on a business and private financial matters. He was recommended to me some years back.

How has Tom Hyslop helped you?

Tom has advised us on various financial matters relating to financial planning

Have you seen the outcome you were hoping for?

Yes, some good advise which is starting to benefit us.

What could they have done better?

Across all financial matters, I'm happy with the service provided

What were the circumstances that caused you to initially look for an adviser?

My late Husband Colin when he started up his own business

How has Tom Hyslop helped you?

Tom as always been very helpful to both Colin and I , and more so since Colin passed

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

When setting up our consultancy business, we recognised that we could benefit from independent financial advice.

How has Tom Hyslop helped you?

He has allowed us to invest our money in tax efficient vehicles which we would otherwise not have been aware of.

Have you seen the outcome you were hoping for?

Largely, a strong yes, apart from a couple of investments which disappointed.

What could they have done better?

Overall I'm happy with the service.

What were the circumstances that caused you to initially look for an adviser?

When setting up our Consultancy business we recognised that we could benefit from independent financial advice.

How has Tom Hyslop helped you?

He has allowed us to invest our money in tax efficient vehicles which we would otherwise not have been aware of.

Have you seen the outcome you were hoping for?

Generally yes, given that some investments carried more risk than others.

What could they have done better?

Overall very satisfied with the service

What were the circumstances that caused you to initially look for an adviser?

I was an expat and on return to UK wanted up to date advice.

How has Tom Hyslop helped you?

Tom has been excellent at understanding my personal finances and also tax advice.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

The only thing is that the costs need to be kept under review.

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement

How has Tom Hyslop helped you?

Tom has guided us and continues to guide us on pensions, inheritance tax planning and managing our investments to ensure that our current and long term needs are being met.

Have you seen the outcome you were hoping for?

So far, yes.

What were the circumstances that caused you to initially look for an adviser?

Insurance and protection, and retirement planning

How has Tom Hyslop helped you?

Tom has helped us massively. It is no understatement to say that following his advice has been life-changing for us financially.

Have you seen the outcome you were hoping for?

Yes, absolutely.

What could they have done better?

I don't think Tom could have done better.

What were the circumstances that caused you to initially look for an adviser?

To help us plan a financially secure future.

How has Tom Hyslop helped you?

He revealed us to reach financial and life goals, and has also had a big impact on how we've been able to support it children financially, so that they are in a really good financial position as they start to live independent lives.

Have you seen the outcome you were hoping for?

Yes, absolutely.

What were the circumstances that caused you to initially look for an adviser?

Retirement and funds to be managed by a professional who keeps abreast of the rules and regulations regarding investments. A minefield to the uninitiated.

How has Tom Hyslop helped you?

Very professional, patient and takes time to explain matters to you. A delightful person who makes you feel valued and very comfortable.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Looking to make proper use of savings and long term planning into retirement.

How has Tom Hyslop helped you?

Advice and guidance regarding pensions, savings investments and utilisation of opportunities with the knowledge that Tom was up to date with changes in fiscal structures.

Have you seen the outcome you were hoping for?

Yes, my longer term considerations are more clearly defined thanks to Tom's advice and knowledge.

What could they have done better?

Nothing comes to mind.

What were the circumstances that caused you to initially look for an adviser?

Future planning for retirement

How has Tom Hyslop helped you?

Pensions and retirement planning

Have you seen the outcome you were hoping for?

Almost

What were the circumstances that caused you to initially look for an adviser?

Required consolidation of various assets

How has Tom Hyslop helped you?

Good advice from a friendly team

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

Impending retirement

How has Tom Hyslop helped you?

Combination of various assets to provide pension

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/a

What were the circumstances that caused you to initially look for an adviser?

Financial guidance needed

How has Tom Hyslop helped you?

Walked us through our various financial commitments and investments to find ways promote savings and growth.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I needed financial advice as a limited company contractor

How has Tom Hyslop helped you?

Putting in place tax efficient pension, helping optimise my limited company finances.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing I am aware of

What were the circumstances that caused you to initially look for an adviser?

General financial advice

How has Tom Hyslop helped you?

Helped with private pensions and financial planning.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Pension could be growing better.

What were the circumstances that caused you to initially look for an adviser?

Planning for the future and building a pension and resources for a comfortable retirement. Also current situation and keeping tax liabilities to a minimum.

How has Tom Hyslop helped you?

Toms advice has been invaluable over the years. His advice has resulted in our now having a very comfortable ‘early’ retirement. He has always been at the end of the phone when we have sought advice and returned our emails promptly whenever contacted. It is so reassuring to know he is there.

Have you seen the outcome you were hoping for?

Yes absolutely! We put our trust in Tom and he has delivered.

What were the circumstances that caused you to initially look for an adviser?

I had started work as a consultant and needed financial advice.

How has Tom Hyslop helped you?

Tom's knowledge always impressed. I can walk in his office with a big dark cloud hanging over, 2 hours later I leave with a smile and realising life is not as bad as I thought.

Have you seen the outcome you were hoping for?

After all these years I've finally arrived at the point where I can relax and enjoy life.

What could they have done better?

Hard to think of anything I'd change.

What were the circumstances that caused you to initially look for an adviser?

I was looking to plan my retirement

How has Tom Hyslop helped you?

Tom provided a detailed plan of how my wife and I could reach our goal of retiring at 60 with a reasonable standard of living

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not conscious of anything which could have been done.

What were the circumstances that caused you to initially look for an adviser?

I required sound financial advice and I knew Tom.

How has Tom Hyslop helped you?

Keeping me up to date with changes in the financial sector and giving easy to understand advice.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Very happy with what they have done.

What were the circumstances that caused you to initially look for an adviser?

I was widowed

How has Tom Hyslop helped you?

By transferring funds from my late husbands private pension into one's more suitable for me.

Have you seen the outcome you were hoping for?

Because of a downturn in the markets, not as much as I would have hoped.

What could they have done better?

As far as I am aware, Tom seems to do his very best. Of course, as anyone would, I would like to have seen a higher return on my investment

What were the circumstances that caused you to initially look for an adviser?

Advice from my Husbands friend. Receiving some inheritance and wanting to plan our retirement.

How has Tom Hyslop helped you?

With planning and managing our finances and retirement. Puts my mind at rest, offering plenty of advice (showing different perspectives on our finances, stopping any of my uncertainties). A great help and adjusting our finances yearly to our needs.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I am happy with the all the advice and assistance.

What were the circumstances that caused you to initially look for an adviser?

Being Self-employed

How has Tom Hyslop helped you?

Increase the value of my Pension with good decisions and intentions

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing - very happy with the advise received

What were the circumstances that caused you to initially look for an adviser?

Future planning

How has Tom Hyslop helped you?

Switch pensions and other investments to better policies

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No expert but not much

What were the circumstances that caused you to initially look for an adviser?

A need for financial planning for our family's various needs

How has Tom Hyslop helped you?

Tom has helped us navigate the many elements of a financial plan for our future. He has done this in a practical and straightforward way which has helped us understand the choices we are making and where that takes us. The key benefit of working with Tom is he "get's us" and helps guide us to a balanced approach to financial management which means we live for today as well as planning for tomorrow.

Have you seen the outcome you were hoping for?

Yes, the plan is coming to life as every year progresses. we have a way to go but we're on track

What could they have done better?

We're really comfortable with the place we're in as a consequence of Toms guidance. So much so we've recommended to family and friends.

What were the circumstances that caused you to initially look for an adviser?

Income increased sufficiently that I was able to think longer term about pension planning and tax purposes

How has Tom Hyslop helped you?

Hugely, in demystifying all sorts of financial and tax matters, helping me plan for a more secure financial future with confidence

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Tom has been a financial advisor to my husband for many years.

How has Tom Hyslop helped you?

He has explored ways that can financially benefit me whilst working in close connection with the finances of my husband.

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Sometimes Tom explains quite complex issues rather fast and I do not always immediately see what he is trying to achieve. However, he is patient and clarifies (more slowly!) any uncertainties.

What were the circumstances that caused you to initially look for an adviser?

A desire to minimise personal and company tax liabilities whilst, maximising investments opportunities for the future.

How has Tom Hyslop helped you?

Tom, for the past 20+ years has: 1. Provided financial advice on personal and company affairs. 2. Responded to any query promptly.

Have you seen the outcome you were hoping for?

I believe financial foundations for the future have been laid. The outcome has yet to mature.

What could they have done better?

Nothing to date. Ask me again in the future.

What were the circumstances that caused you to initially look for an adviser?

Looking for advise on tax efficiency and investments

How has Tom Hyslop helped you?

Tom has always given me sound financial advise. He has advised me on several ways to be more tax efficient that have saved me a considerable amount of money.

Have you seen the outcome you were hoping for?

Yes, his advise has had a very positive impact on my financial planning for the future.

What could they have done better?

Nothing, I am extremely happy with the level of service I have received from Tom over the years.

What were the circumstances that caused you to initially look for an adviser?

Self employed and was in need of financial planning services.

How has Tom Hyslop helped you?

Tom has provided professional guidance and advice in my financial planning and planning for retirement.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Ehen I retired I had some funds that I needed to invest

How has Tom Hyslop helped you?

Given me confidence and security in my investments

Have you seen the outcome you were hoping for?

Yes