Martin Welsh

Martin Welsh

Welsh & Taylor Wealth

Minimum savings/pensions: Over £100,000

0122 422 8120
Based in Aberdeen
View location

Top Rated 2025
Verified since: June, 2020

4.9 out of 5

122 reviews


Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 02 February 2025

  • 27

    Recent Client Reviews

    Verified reviews: 100%

  • Restricted Financial Adviser

    Last checked: 25 November 2024

  • 4

    Qualifications Uploaded

    4 qualification certificates available to view

  • Transparent Fees

    Fees not yet added

  • 3

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Martin

Nothing is more rewarding than helping clients achieve their financial goals. We believe in a unique experience for clients where we will meet in the most convenient way for you. Although the traditional way is to meet in person or over the phone, we can also offer an enhanced experience using our bespoke software. This facilitates secure online meetings, document sharing, digital signing, secure vault and much more. Most client journeys begin with a no-obligation discovery meeting where we learn about your individual circumstances, future plans and goals. We can then undertake all necessary research on your behalf which might be obtaining up-to-date valuations, tracking down lost policies and complete a full review on what you have and illustrate how we may add value to any existing plans. Further to this we would holistically review your current position and where you are heading to ensure we mitigate risks where possible and put plans in place to help meet your goals. Where required we can build a personal cashflow to model your retirement and factor in milestones and goals along with modelling scenarios around tax and estate planning. Building bespoke investment portfolios with asset allocation relevant to the current global market outlook with highly active funds with constant reviews is key to ensuring our clients funds are working as hard as possible. For business owners we can review employee benefits, general insurance and help with many areas of corporate financial planning. When it comes to building, growing and selling a business we can add value at all stages and as business owners ourselves we understand the required priorities. At Welsh & Taylor Wealth clients are at the centre of everything we do and we pride ourselves in excellent client service. Where you will receive a very personal service from myself and the team, ensuring the plans we put in place for you are reviewed frequently and we are very contactable when you need us. It's not often we meet a client we cannot help and too often our clients say they wished they met us earlier in their lives so I would encourage anyone reading this to get in touch and understand how we can help you ensure you achieve the things you and your family deserve in life. On a personal level I enjoy spending time with my Fiancée Lesley and spoilt black lab Hugo, a keen passion for supercars and try my best with golf. Welsh & Taylor Wealth is a trading name of WTW Ltd. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. Auto-Enrolment products are not regulated by the Financial Conduct Authority. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 07/08/2024

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Martin's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

LowAverageHighVery high

Household income

£0-30K£30-50K£50-100k£100-200K£200K+

Mortgage value

£0-100K£100-250K£250-500K£500-750K£750K+

Savings

£0-50K£50-100K£100-300K£300-500K£500K+

Clients' level of financial expertise

LowAverageHighVery high

Reviews of Martin

Are you a client of Martin? Write your own review
Review

by a verified client in Aberdeenshire

2 months ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

For short, medium and long term planning.

How has Martin Welsh helped you?

He has looked at my specific situation and advised on the best path forward to meet my requirements at each stage.

Have you seen the outcome you were hoping for?

Yes and its developing well.

What could they have done better?

Nothing really we are on plan.

Review

by a verified client in Fife

3 months ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

At the age when retirement is at the forefront of my mind and following a few discussions and meeting with Martin it gave me a good perspective on my financial position and future financial planning.

How has Martin Welsh helped you?

Has given me with the information I needed to provide me with the confidence to look at early retirement. Having the ability to contact Martin at any point also gives that personal touch you need when planning one of the biggest decisions you will make.

Have you seen the outcome you were hoping for?

Yes I have, so far so good. May it continue.

What could they have done better?

To date I am happy with the service I have been provided with.

Review

by a verified client in Aberdeenshire

3 months ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

Martin & I met at BNI, this led to discussions and progressed from there.

How has Martin Welsh helped you?

Pensions, savings and family savings

Have you seen the outcome you were hoping for?

Yes , regular updates, a personal service along with digital tools to view your plan at any time.

What could they have done better?

Unsure to be honest, nobody has a crystal ball to know exactly what will happen in the markets.

Review

by a verified client in Aberdeenshire

3 months ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

To maximise my ISA and pension investments

How has Martin Welsh helped you?

Given us advice on investments

Have you seen the outcome you were hoping for?

Yes

Review

by a verified client in Aberdeenshire

3 months ago

Overall

Advice

Service

Value

What were the circumstances that caused you to initially look for an adviser?

I was left an inheritance and required to transfer

How has Martin Welsh helped you?

Martin has helped from the beginning with inheritance transfer and on advice on taking early retirement

Have you seen the outcome you were hoping for?

Yes, I did see the outcome I was hoping for, though this was a little sooner than planned in my life but was very welcome

What could they have done better?

Northing, the advice given and support from martin was excellent

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Adviser Disclaimer

Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at http://www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. Welsh & Taylor Wealth is a trading name of WTW Ltd