David Grasham
Viva Retirement Solutions
0330 038 8938
Based in Rothley
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: December, 2020
Equity Release Adviser
David is an Equity Release specialist, meaning David can advise if releasing equity from your home would be right for you or not. David is a Whole of Market adviser, meaning David has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies David works with.
5 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
David is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed David's status
Last checked: 15 April 2025
David is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed David's status
17
Recent Client Reviews
David has received 17 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
David has received 17 client reviews in the past 12 months; 100% of these have been verified
Whole of Market Equity Release Adviser
David is an Equity Release specialist, meaning David can advise if releasing equity from your home would be right for you or not. David is a Whole of Market adviser, meaning David has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies David works with.
Last checked: 03 January 2025
David is an Equity Release specialist, meaning David can advise if releasing equity from your home would be right for you or not. David is a Whole of Market adviser, meaning David has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies David works with.
3
Qualifications Uploaded
David has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
3 qualification certificates available to view
David has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
14
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with David (based on 14 first impressions)
100% of users who are not yet clients had a positive first experience with David
100% of VouchedFor users have had a positive (4 or 5 star) first experience with David (based on 14 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
David is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed David's status
Last checked: 15 April 2025
David is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed David's status
17
Recent Client Reviews
David has received 17 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
David has received 17 client reviews in the past 12 months; 100% of these have been verified
Whole of Market Equity Release Adviser
David is an Equity Release specialist, meaning David can advise if releasing equity from your home would be right for you or not. David is a Whole of Market adviser, meaning David has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies David works with.
Last checked: 03 January 2025
David is an Equity Release specialist, meaning David can advise if releasing equity from your home would be right for you or not. David is a Whole of Market adviser, meaning David has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies David works with.
3
Qualifications Uploaded
David has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
3 qualification certificates available to view
David has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
14
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with David (based on 14 first impressions)
100% of users who are not yet clients had a positive first experience with David
100% of VouchedFor users have had a positive (4 or 5 star) first experience with David (based on 14 first impressions)
Having spent my early working years of life abroad, as a property manager I returned to the UK in 2004 to work as a Mortgage & Protection Adviser. I am fully qualified in equity release through The Chartered Insurance Institute and began working as an equity release adviser in 2018. I am delighted to have joined Viva Retirement Solutions. Their holistic and ethical approach to advising on equity release is in line with my own views and I am proud to have joined an award-winning team. I really enjoy working with people, listening to their priorities and objectives, and helping them to establish if equity release is right for them. Helping people achieve their goals in retirement with equity release and working with them through every stage of the process, is the most rewarding aspect of my job. In my spare time I am a very keen cyclist and have taken part in numerous charity events with the British Heart Foundation, cycling off road from London to Paris. I also enjoy running and have completed a few marathons and half marathons. I was once lucky enough to have run the London Marathon. I am based near Leicester but cover anywhere in the midlands area. I am happy to discuss your needs and wishes, either over the telephone or in your own home on a no obligation basis. Releasing equity from your home is an important decision and I’m here to help you establish whether it is the right decision for you. Just to let you know ..... viva Retirement Solutions fee for arranging a Lifetime mortgage is £995 payable only on completion. Research has shown that some companies charge over £1,500 or 1.95% of the loan, whatever is greater, for this service including a letter of suitability. Equity release will reduce the value of your estate and could affect eligibility to means tested benefits. I will be able to assess and explain this to you.
Offers available through VouchedFor
Contact David through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About David's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
No reviews matching your filter selections.
VouchedFor Disclaimer
Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.