0330 038 8940
Based in Lytham-St-Annes
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Top Rated 2025
Verified since: November, 2023
Equity Release Adviser

5 out of 5

42 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 20 March 2025

    Richard is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Richard's status

  • 23

    Recent Client Reviews

    Verified reviews: 100%

    Richard has received 23 client reviews in the past 12 months; 100% of these have been verified

  • Limited Equity Release Adviser

    Last checked: 20 November 2024

    Richard is an Equity Release specialist, meaning Richard can advise if releasing equity from your home would be right for you or not. Richard is a Limited adviser, meaning Richard has access to a limited set of lenders who offer these plans, which may be provided by companies that Richard works with. This limitation may allow Richard to offer an improved service, but it’s important you understand how these products compare with others available.

  • Qualifications Uploaded

    Qualifications not yet added

    Richard has not yet added their qualifications to their profile

  • 4

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Richard

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Richard (based on 4 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 20 March 2025

    Richard is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Richard's status

  • 23

    Recent Client Reviews

    Verified reviews: 100%

    Richard has received 23 client reviews in the past 12 months; 100% of these have been verified

  • Limited Equity Release Adviser

    Last checked: 20 November 2024

    Richard is an Equity Release specialist, meaning Richard can advise if releasing equity from your home would be right for you or not. Richard is a Limited adviser, meaning Richard has access to a limited set of lenders who offer these plans, which may be provided by companies that Richard works with. This limitation may allow Richard to offer an improved service, but it’s important you understand how these products compare with others available.

  • Qualifications Uploaded

    Qualifications not yet added

    Richard has not yet added their qualifications to their profile

  • 4

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Richard

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Richard (based on 4 first impressions)

I am a Financial Adviser (Equity Release Specialist) for Aviva Equity Release Advisers. I have worked in Financial Services for 29 years, with the last 23 years being in an advisory role. I have worked previously as a Mortgage Manager with HSBC and more recently as an Equity Release Advisor with HUB Financial Solutions (previously Just Retirement Solutions). I have specialised in Equity Release advice for the last 10 years. I offer advice on Lifetime Mortgages from Aviva Equity Release UK Ltd. There are *no advice* fees if you use Aviva Equity Release Advisers. I can support clients who are looking at equity release for the first time, as well as existing clients who are looking to release further equity from their home. I offer appointments by telephone, video, and face to face in the North West. If you have family or close friends you wish to involve in our meetings, then they're more than welcome to join us when we look at your enquiry in more detail.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

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Adviser Disclaimer

Aviva Equity Release Advice is a trading style of Succession Financial Management Limited (“Succession”), which is part of the Aviva group of companies and is authorised and regulated by the Financial Conduct Authority. Succession Financial Management Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register number 225831. Succession Financial Management Limited is registered in England at The Apex, Brest Road, Derriford Business Park, Derriford, Plymouth PL6 5FL: Registered Number: 04454027.