Nick Dutton
Laterliving now! Ltd
0330 038 8942
Based in Hook
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: March, 2023
Equity Release Adviser
Nick is an Equity Release specialist, meaning Nick can advise if releasing equity from your home would be right for you or not. Nick is a Whole of Market adviser, meaning Nick has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Nick works with.
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Nick is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Nick's status
Last checked: 24 April 2025
Nick is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Nick's status
15
Recent Client Reviews
Nick has received 15 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Nick has received 15 client reviews in the past 12 months; 100% of these have been verified
Whole of Market Equity Release Adviser
Nick is an Equity Release specialist, meaning Nick can advise if releasing equity from your home would be right for you or not. Nick is a Whole of Market adviser, meaning Nick has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Nick works with.
Last checked: 11 February 2025
Nick is an Equity Release specialist, meaning Nick can advise if releasing equity from your home would be right for you or not. Nick is a Whole of Market adviser, meaning Nick has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Nick works with.
Qualifications Uploaded
Nick has not yet added their qualifications to their profile
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Nick has not yet added their qualifications to their profile
Checks carried out by VouchedFor
FCA status: Certified by Firm
Nick is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Nick's status
Last checked: 24 April 2025
Nick is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Nick's status
15
Recent Client Reviews
Nick has received 15 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Nick has received 15 client reviews in the past 12 months; 100% of these have been verified
Whole of Market Equity Release Adviser
Nick is an Equity Release specialist, meaning Nick can advise if releasing equity from your home would be right for you or not. Nick is a Whole of Market adviser, meaning Nick has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Nick works with.
Last checked: 11 February 2025
Nick is an Equity Release specialist, meaning Nick can advise if releasing equity from your home would be right for you or not. Nick is a Whole of Market adviser, meaning Nick has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Nick works with.
Qualifications Uploaded
Nick has not yet added their qualifications to their profile
Qualifications not yet added
Nick has not yet added their qualifications to their profile
I’ve worked in financial services for over two decades now, and I love listening to my client’s wants, needs and of course fears, helping them to understand how the equity tied-up in their homes may fund their desired lifestyle. Leaving money to family, or alternatively gifting to them while living, can be a high priority for many. Retirement borrowing need not compromise this wish. With carefully considered advice from an experienced professional like myself, I can help you achieve the right balance of accommodating your plans, whilst providing a helpful legacy for others. Taking out a Lifetime Mortgage, under qualified advice, must always make clear sense, with the effect both now, and in the future, to be discussed in detail. I am here to help you make the right decision for you.
Offers available through VouchedFor
Contact Nick through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Nick's clients
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Adviser Disclaimer
Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personal illustration. Laterliving now! Ltd is Authorised and Regulated by the Financial Conduct Authority, Firm Reference number 994405 CONTACT DETAILS : Laterliving now! Ltd. The pod @ 19 Mayfield Road, Chesterfield, Derbyshire, S40 3AJ Phone 07850289235 Email: nick@laterlivingnow.com Web: www.laterlivingnow.com