Gerard Hucker
Viva Retirement Solutions
0330 038 8942
Based in Godalming
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: December, 2020
Equity Release Adviser
Gerard is an Equity Release specialist, meaning Gerard can advise if releasing equity from your home would be right for you or not. Gerard is a Whole of Market adviser, meaning Gerard has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Gerard works with.
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Gerard is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Gerard's status
Last checked: 15 April 2025
Gerard is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Gerard's status
15
Recent Client Reviews
Gerard has received 15 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Gerard has received 15 client reviews in the past 12 months; 100% of these have been verified
Whole of Market Equity Release Adviser
Gerard is an Equity Release specialist, meaning Gerard can advise if releasing equity from your home would be right for you or not. Gerard is a Whole of Market adviser, meaning Gerard has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Gerard works with.
Last checked: 10 March 2025
Gerard is an Equity Release specialist, meaning Gerard can advise if releasing equity from your home would be right for you or not. Gerard is a Whole of Market adviser, meaning Gerard has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Gerard works with.
Qualifications Uploaded
Gerard has not yet added their qualifications to their profile
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Gerard has not yet added their qualifications to their profile
8
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Gerard (based on 8 first impressions)
100% of users who are not yet clients had a positive first experience with Gerard
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Gerard (based on 8 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Gerard is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Gerard's status
Last checked: 15 April 2025
Gerard is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Gerard's status
15
Recent Client Reviews
Gerard has received 15 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Gerard has received 15 client reviews in the past 12 months; 100% of these have been verified
Whole of Market Equity Release Adviser
Gerard is an Equity Release specialist, meaning Gerard can advise if releasing equity from your home would be right for you or not. Gerard is a Whole of Market adviser, meaning Gerard has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Gerard works with.
Last checked: 10 March 2025
Gerard is an Equity Release specialist, meaning Gerard can advise if releasing equity from your home would be right for you or not. Gerard is a Whole of Market adviser, meaning Gerard has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Gerard works with.
Qualifications Uploaded
Gerard has not yet added their qualifications to their profile
Qualifications not yet added
Gerard has not yet added their qualifications to their profile
8
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Gerard (based on 8 first impressions)
100% of users who are not yet clients had a positive first experience with Gerard
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Gerard (based on 8 first impressions)
I have worked in Financial Services for 25 years and have a wealth of experience in all areas of financial planning. I am fully qualified and enjoy providing a personal service to suit my clients needs. My experience with Equity Release and Lifetime Mortgages goes back 18 years. I have two sons who have both graduated from university, my eldest from Loughborough and youngest from Bristol. I enjoy a range of sport and when I have time thoroughly enjoy travelling. I am lucky to live in a village in Surrey with my dog Marnie, which is designated an area of outstanding natural beauty. I am proud to work at Viva Retirement Solutions and joined the award-winning team as I had worked with the Directors previously and know they have the same approach to providing excellent client service as I do. Just to let you know: Viva Retirement Solutions (Independent Advice) fee for arranging a Lifetime mortgage is £995 payable only on completion. Research has shown that some companies charge over £1,500 or 1.95% of the loan, whatever is greater, for this service including a letter of suitability.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Gerard's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
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