Simon Chalk
Laterliving now! Ltd
0330 038 8941
Based in Chesterfield
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: January, 2021
Equity Release Adviser
Simon is an Equity Release specialist, meaning Simon can advise if releasing equity from your home would be right for you or not. Simon is a Whole of Market adviser, meaning Simon has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Simon works with.
4.9 out of 5
Checks carried out by VouchedFor
FCA Regulated
Simon and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 23 April 2025
Simon and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
18
Recent Client Reviews
Simon has received 18 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Simon has received 18 client reviews in the past 12 months; 100% of these have been verified
Whole of Market Equity Release Adviser
Simon is an Equity Release specialist, meaning Simon can advise if releasing equity from your home would be right for you or not. Simon is a Whole of Market adviser, meaning Simon has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Simon works with.
Last checked: 17 January 2025
Simon is an Equity Release specialist, meaning Simon can advise if releasing equity from your home would be right for you or not. Simon is a Whole of Market adviser, meaning Simon has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Simon works with.
7
Qualifications Uploaded
Simon has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
7 qualification certificates available to view
Simon has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
9
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Simon (based on 9 first impressions)
100% of users who are not yet clients had a positive first experience with Simon
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Simon (based on 9 first impressions)
Checks carried out by VouchedFor
FCA Regulated
Simon and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 23 April 2025
Simon and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
18
Recent Client Reviews
Simon has received 18 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Simon has received 18 client reviews in the past 12 months; 100% of these have been verified
Whole of Market Equity Release Adviser
Simon is an Equity Release specialist, meaning Simon can advise if releasing equity from your home would be right for you or not. Simon is a Whole of Market adviser, meaning Simon has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Simon works with.
Last checked: 17 January 2025
Simon is an Equity Release specialist, meaning Simon can advise if releasing equity from your home would be right for you or not. Simon is a Whole of Market adviser, meaning Simon has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Simon works with.
7
Qualifications Uploaded
Simon has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
7 qualification certificates available to view
Simon has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
9
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Simon (based on 9 first impressions)
100% of users who are not yet clients had a positive first experience with Simon
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Simon (based on 9 first impressions)
Hello! I'm the founder of Laterlivingnow, the only firm based in Chesterfield and Derbyshire that 100% specialises in Equity Release. I'm one of the longest serving advisers in the field with almost 20 of my 32 years in Financial Services devoted to advising clients on Lifetime Mortgages and Home Reversion Plans. As one of the very first members of the Equity Release Council, I had the privilege of serving as Adviser Representative on its Standards Board, helping shape the rules and guidance that ensures Equity Release remains safe, and fair for our clients. I’ve served on the Advisory Board to The Society of Later Life Advisers (SOLLA) since 2017. My role there, is to provide expert opinion, guidance and technical knowledge on Equity Release and the use of the home financially, such as in paying for care. As one of the UK's leading expert advisers in Equity Release, I wrote content for the SOLLA Later Life Lending Advice Standard & run training webinars for advisers. The Later Life Lending Advice Standard is the highest level a specialist Equity Release adviser can attain.
Offers available through VouchedFor
Contact Simon through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Simon's clients
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Adviser Disclaimer
Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personal illustration. Laterliving now! Ltd is Authorised and Regulated by the Financial Conduct Authority, Firm Reference number 994405 CONTACT DETAILS : Laterliving now! Ltd. The pod @ 19 Mayfield Road, Chesterfield, Derbyshire, S40 3AJ Phone 01246 202 571 Email: info@laterlivingnow.com Web: www.laterlivingnow.com