Prab Singh
55 Plus
0121 366 8422
Based in Birmingham
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: November, 2022
Equity Release Adviser
Prab is an Equity Release specialist, meaning Prab can advise if releasing equity from your home would be right for you or not. Prab is a Whole of Market adviser, meaning Prab has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Prab works with.
5 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Prab is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Prab's status
Last checked: 28 April 2025
Prab is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Prab's status
18
Recent Client Reviews
Prab has received 18 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Prab has received 18 client reviews in the past 12 months; 100% of these have been verified
Whole of Market Equity Release Adviser
Prab is an Equity Release specialist, meaning Prab can advise if releasing equity from your home would be right for you or not. Prab is a Whole of Market adviser, meaning Prab has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Prab works with.
Last checked: 18 November 2024
Prab is an Equity Release specialist, meaning Prab can advise if releasing equity from your home would be right for you or not. Prab is a Whole of Market adviser, meaning Prab has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Prab works with.
Qualifications Uploaded
Prab has not yet added their qualifications to their profile
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Prab has not yet added their qualifications to their profile
7
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Prab (based on 7 first impressions)
100% of users who are not yet clients had a positive first experience with Prab
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Prab (based on 7 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Prab is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Prab's status
Last checked: 28 April 2025
Prab is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Prab's status
18
Recent Client Reviews
Prab has received 18 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Prab has received 18 client reviews in the past 12 months; 100% of these have been verified
Whole of Market Equity Release Adviser
Prab is an Equity Release specialist, meaning Prab can advise if releasing equity from your home would be right for you or not. Prab is a Whole of Market adviser, meaning Prab has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Prab works with.
Last checked: 18 November 2024
Prab is an Equity Release specialist, meaning Prab can advise if releasing equity from your home would be right for you or not. Prab is a Whole of Market adviser, meaning Prab has access to a sufficient range of lenders who offer these plans, and is in no way limited to products provided by companies Prab works with.
Qualifications Uploaded
Prab has not yet added their qualifications to their profile
Qualifications not yet added
Prab has not yet added their qualifications to their profile
7
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Prab (based on 7 first impressions)
100% of users who are not yet clients had a positive first experience with Prab
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Prab (based on 7 first impressions)
I am an Award Winning Equity Release Specialist who offers specialist Independent advice with over 27 years of financial services experience. I have also held the position as both Chair and Vice Chair for the Adviser Forum at the Equity Release Council which is the UK trade body of the equity release industry, where I help to develop and share best practices across the industry. Why use my services compared to other advisers? I solely focus on equity release advice and therefore offer a much more in-depth, technically and unique service compared to other general advisers. This is a very important factor when you decide who to approach for equity release advice. I fully specialise on my area of expertise - equity release solutions, unlike a generalist IFA or mortgage broker who may offer equity release advice on an ad hoc basis because it is not their main area of advice. Whilst I am based in the West Midlands, I provide a nationwide service on a face-to-face, telephone, or Zoom basis, whichever you feel comfortable with. I will explain the equity release solution in a way that's easy to understand and tailor a solution to meet your needs, go through all the costings with you and you will never be under any obligation to proceed with my services. Whilst equity release is a fast-growing popular solution, it may not be the right solution for some clients, and I may suggest an alternative solution if appropriate. Unlocking the wealth tied up in your home can make a big difference to you and your family’s life. Whether to fund home improvements, repay debts or an interest-only mortgage, fund a dream holiday, or gift an early inheritance to loved ones. To explore the various options available to you, please call me on 07966 060535 for an initial discussion. my website is www.silverwealth.co.uk Thank You for reading and visiting my profile
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Prab's clients
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Adviser Disclaimer
This is a Lifetime Mortgage which may impact the value of your estate and could affect your entitlement to means tested state benefits. To understand the features and risks, ask for a personalised illustration. 55 PLus is a trading style of Mortgage Salad Ltd. Silver Wealth is a trading style of Mortgage Salad Limited, which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register at register.fca.org.uk under reference 566220. Registered in England and Wales No 5941708. Registered Address: 12 Trinity Close, Tunbridge Wells, Kent, TN2 3QP